SME Financing Guarantee Scheme
Objective: The Scheme aims at helping local small and medium-sized enterprises (“SMEs”) and non-listed enterprises (collectively, “Enterprises”) to obtain financing from the Lenders for meeting their business needs so as to enhance their productivity and competitiveness in the rapidly changing business environment.
Funding Details:
80% Guarantee Product
- Maximum funding facility: HKD18,000,000
- Maximum guarantee period: 10 years
90% Guarantee Product
- Maximum funding facility: HKD8,000,000
- Maximum guarantee period: 8 years
Eligibility:
80% Guarantee Product
- Non-listed Hong Kong registered company
- Borrower’s business must have been in operation for at least 1 year in Hong Kong as
- at the date of submission of the relevant Application Form
90% Guarantee Product
- Non-listed Hong Kong registered company
- No requirements on business operation history


